The Steadfast Guide to Money

Savings

Building Societies ...safe as houses

For many people, the Building Society has long been the place of choice for keeping your savings safe and providing a good return on your investment. Owned by it's members (i.e. those who invest in it or borrow from it), the building society is an open, accountable and largely ethical form of investment. With no shareholders to pay, the rates of return are usually good as well. This doesn't mean that everything is perfect. You may well come across tricks like accounts which offer a good rate for a year and then revert to a very poor rate, or accounts which attract a lower and lower rate of interest over the years, with the high, headline-grabbing rates, only going to new accounts. In most cases though, what you see is what you get, but if it sounds too good to be true, look out for the catch.

We are currently building up a database of interest rates for building society accounts and will post details here when it's ready. In the meantime, here's a list of all the Building Societies in the UK, together with their contact details. To find them on the web, copy and paste their name into Google.

Building Societies in the UK

Barnsley Building Society

Permanent Building, Regent Street, Barnsley, South Yorkshire, S70 2EH

Tel 01226 733 999 Fax 01226 287 374



Bath Investment & Building Society

15 Queen Square, Bath, Avon, BA1 2HN

Tel 01225 423 271 Fax 01225 446 914



Beverley Building Society

57 Market Place, Beverley, East Yorkshire, HU17 8AA

Tel 01482 881 510 Fax 01482 872 680



Britannia Building Society

Britannia House, Cheadle Road, Leek, Staffordshire, ST13 5RA

Tel 01538 399 399 Fax 01538 393 337



Buckinghamshire Building Society

High Street, Chalfont St Giles, Buckinghamshire, HP8 4QB

Tel 01494 879 500 Fax 01494 876 256



Cambridge Building Society

PO Box 232, 51 Newmarket Road, Cambridge, CB5 8FF

Tel 01223 727 727 Fax 01223 727 700



Catholic Building Society

7 Strutton Ground, Westminster, London, SW1P 2HY

Tel 020 7222 6736 Fax 020 7222 2922



Century Building Society

21-23 Albany Street, Edinburgh, Scotland, EH1 3QW



Chelsea Building Society

Thirlestaine Hall, Thirlestaine Road, Cheltenham, Gloucestershire, GL53 7AL

Tel 01242 271 271 Fax 01242 571 441



Chesham Building Society

12 Market Square, Chesham, Buckinghamshire, HP5 1ER

Tel 01494 782 575 Fax 01494 778 399



Cheshire Building Society

Castle Street, Macclesfield, Cheshire, SK11 6AF

Tel 01625 613 612 Fax 01625 617 246



Chorley & District Building Society, The

Key House, Foxhole Rd, Chorley, Lancashire, PR7 1NZ

Tel 01257 419 110 Fax 01257 241 371



City of Derry Building Society

43 Carlisle Road, Londonderry, Northern Ireland, BT48 6JJ



Coventry Building Society

Economic House, PO Box 9, High Street, Coventry, CV1 5QN

Tel 024 76555 255 Fax 024 76653 570



Cumberland Building Society

Cumberland House, Castle Street, Carlisle, Cumbria, CA3 8RX

Tel 01228 541 341 Fax 01228 525 309



Darlington Building Society

Sentinel House, Lingfield Way, Darlington, Co Durham, DL1 4PR

Tel 01325 366 366 Fax 01325 741 000



Derbyshire Building Society

P O Box 1, Duffield Hall, Duffield, Derby, DE56 1AG

Tel 01332 841 000 Fax 01332 840 350



Dudley Building Society

Dudley House, Stone Street, Dudley, West Midlands, DY1 1NP

Tel 01384 231 414 Fax 01384 233 250



Dunfermline Building Society

Caledonia House, Carnegie Avenue, Dunfermline, Fife, KY11 5PJ

Tel 01383 627 727 Fax 01383 627 800



Earl Shilton Building Society

22 The Hollow, Earl Shilton, Leicester, LE9 7NB

Tel 01455 844 422 Fax 01455 845 857



Ecology Building Society

7 Belton Road, Silsden, Keighley, West Yorkshire, BD20 0EE

Tel 01535 650 770 Fax 01535 650 780



Furness Building Society

51-55 Duke Street, Barrow-in-Furness, Cumbria, LA14 1RT

Tel 01229 824 560 Fax 01229 837 043



Hanley Economic Building Society

Granville House, Festival Park, Hanley, Stoke-on-Trent, Staffordshire, ST1 5TB

Tel 01782 255 000 Fax 01782 212 977



Harpenden Building Society

14-16 Station Road, Harpenden, Hertfordshire, AL5 4SE

Tel 01582 765 411 Fax 01582 462 673



Hinckley and Rugby Building Society

81 Upper Bond Street, Hinckley, Leicestershire, LE10 1DG

Tel 01455 251 234 Fax 01455 618 506



Holmesdale Building Society

43 Church Street, Reigate, Surrey, RH2 0AE

Tel 01737 245 716 Fax 01737 246 962



Ipswich Building Society

PO Box 547, Freehold House, The Havens, Ipswich, IP3 9WZ

Tel 0845 230 8686 Fax 01473 278 625



Kent Reliance Building Society

Reliance House, Sun Pier, Chatham, Kent, ME4 4ET

Tel 01634 848 944 Fax 01634 830 912



Leeds Building Society

105 Albion Street, Leeds, West Yorkshire, LS1 5AS

Tel 0113 225 2000 Fax 0113 225 7879



Leek United Building Society

50 St Edward Street, Leek, Staffordshire, ST13 5DH

Tel 01538 384 151 Fax 01538 399 179



Loughborough Building Society

6 High Street, Loughborough, Leicestershire, LE11 2QB

Tel 01509 610 707 Fax 01509 231 058



Manchester Building Society

125 Portland Street, Manchester, M1 4QD

Tel 0161 833 8888 Fax 0161 833 8889



Mansfield Building Society, The

Regent House, Regent Street, Mansfield, Nottinghamshire, NG18 1SS

Tel 01623 676 300 Fax 01623 420 261



Market Harborough Building Society

Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD

Tel 01858 463 244 Fax 01858 410 169



Marsden Building Society

6-20 Russell Street, Nelson, Lancashire, BB9 7NJ

Tel 01282 440 500 Fax 01282 440 550



Melton Mowbray Building Society

Leicester Road, Melton Mowbray, Leicestershire, LE13 0DB

Tel 01664 414141 Fax 01664 480 205



Monmouthshire Building Society

John Frost Square, Newport, South Wales, NP20 1PX

Tel 01633 844 444 Fax 01633 844 445



National Counties Building Society

30 Church Street, Epsom, Surrey, KT17 4NL

Tel 01372 742 211 Fax 01372 745 607



Nationwide Building Society

Nationwide House, Pipers Way, Swindon Wilts, L.SN38 1NW



Newbury Building Society

17 Bartholomew Street, Newbury, Berkshire, RG14 5LY

Tel 01635 555 700 Fax 01635 555 799



Newcastle Building Society

Portland House, New Bridge Street, Newcastle Upon Tyne, NE1 8AL

Tel 0191 244 2000 Fax 0191 244 2001



Norwich & Peterborough Building Society

Peterborough Business Park, Lynch Wood, Peterborough, PE2 6WZ

Tel 01733 372 372 Fax 01733 372 402



Nottingham Building Society

Nottingham House, 5-13 Upper Parliament Street, Nottingham, NG1 2BX

Tel 0115 948 1444 Fax 0115 948 3948



Penrith Building Society

7 King Street, Penrith, Cumbria, CA11 7AR

Tel 01768 863 675 Fax 01768 891 275



Principality Building Society

PO Box 89, Principality Buildings, Queen Street, Cardiff, CF1 1UA

Tel 029 2038 2000 Fax 029 2037 4567



Progressive Building Society

Progressive House, 33-37 Wellington Place, Belfast, BT1 6HH

Tel 01232 244 926 Fax 01232 330 431



Saffron Building Society

Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX

Tel 01799 522 211 Fax 01799 513 622



Scarborough Building Society

Prospect House, PO Box 6, Scarborough, North Yorkshire, YO11 3WZ

Tel 01723 368 155 Fax 01723 584 894



Scottish Building Society

SBS House, 193 Dalry Road, Edinburgh, EH11 2EF

Tel 0131 313 7755 Fax 0131 313 7744



Shepshed Building Society

Bull Ring, Shepshed, Loughborough, Leicestershire, LE12 9QD

Tel 01509 822 000 Fax 01509 822 001



Skipton Building Society

The Bailey, Skipton, North Yorkshire, BD23 1DN

Tel 01756 705 000 Fax 01756 705 700



Stafford Railway Building Society

4 Market Square, Stafford, ST16 2JH

Tel 01785 223 212 Fax 01785 250 709



Stroud & Swindon Building Society

Rowcroft, Stroud, Gloucestershire, GL5 3BG

Tel 01453 757 011 Fax 01453 764 044



Swansea Building Society

11 Cradock Street, Swansea, West Glamorgan, SA1 3EW

Tel 01792 483 700 Fax 01792 483 718



Teachers' Building Society

Allenview House, Hanham Road, Wimborne, Dorset, BH21 1AG

Tel 01202 843 500 Fax 01202 841 694



Tipton & Coseley Building Society

70 Owen Street, Tipton, West Midlands, DY4 8HG

Tel 0121 557 2551 Fax 0121 557 8570



Vernon Building Society

19 St Petersgate, Stockport, Cheshire, SK1 1HF

Tel 0845 129 7100 Fax 0845 129 7101



West Bromwich Building Society

374 High Street, West Bromwich, West Midlands, B70 8LR

Tel 0121 525 7070 Fax 0121 500 5961



Yorkshire Building Society

Yorkshire House, Yorkshire Drive, Bradford, BD5 8LJ

Tel 0845 1200 100